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Should I Apply for Social Security Disability or Supplemental Security Disability Income?

Should I Apply for Social Security Disability or Supplemental Security Disability Income?

 

Many people interested in or trying to apply for Social Security Disability or Supplemental Security Disability Income (SSDI) are confused about the difference between the two. You apply for both programs through the Social Security Administration, but the requirements do differ in some circumstances.

The Difference Between the Programs

Social Security is an “entitlement” program where employees benefit from the Social Security taxes they have paid in the past. SSDI is a needs-based program for disabled individuals with limited income and resources. The benefits that you are awarded are based on Federal and State laws regarding your work and earning history (or that of a spouse or parent) and what income you receive. The chart below will help you better understand the differences.

Social Security 

  • No personal income or resource limit
  • Medicare benefits
  • Other Income does NOT affect benefits
  • Where you live or who lives with you does NOT affect benefits

Supplemental Security Income 

  • You must have limited income & resources
  • Medicaid benefits
  • Other income MAY affect benefits- report any income you receive
  • Where you live or who lives with you MAY affect benefits- report all changes

 

 

 

 

 

 

Determining eligibility for either program can be a difficult process that requires specific documents and medical information from your doctor. Having the right information will have a substantial impact on your claim. It is not uncommon for your first claim to be denied- you must act fast after your claim is denied because you only have 60 days to file an appeal.

Our Macon Attorneys Are Here To Help

If you or someone you know is looking to receive one of these types of benefits or wants more information, the attorneys at Buzzell, Welsh & Hill are experienced in both benefit programs. Let us work on your behalf to obtain the benefits that you deserve.

For a free consultation, contact us today at (478) 217-2072 or click here to complete a form.